TEXAS BUYER THE VEHICLE TEMPORARILY REGISTERED WITH STATE UNDER TAG # 86F1775 EXPIRES 06-11-2009 2009 FORD VIN 00000000000000000 SELLER: ALLEN SAMUELS DODGE BUYER S TAG RECEIPT DEALER S COPY BUYER
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Det it's the reason Nicolas Cage has made so many great choices in recent years and presumably it's the fuel he uses to power performances like this one from his recent movie the trust holy shit he delivered that line like a child on PCP opening birthday presents which he clearly hopes are full of more PCP now American households collectively owe over 12 trillion dollars in debt and right now 436 billion of that debt is seriously delinquent meaning it's 90 or more days past jus and it is not good when anything is that late if your baby were three months overdue you'll effectively just be giving birth to a floppy toddler and look clearly if you have debts you should pay them if you can but many people can find themselves in debt for no direct fault of their own take Bob Wine cough a few years ago he was in intensive care over breathing trouble and after four days of treatment the hospital told his wife that their insurance was not going to cover the costs she said uh the bill is up to eighty thousand dollars already and she said mrs. wine cough I hope you realize that you're responsible for this bill I was just hysterical I thought what am I gonna do I've worked my whole life is this how my life is gonna end that's terrible because some debts are completely unavoidable this isn't someone spending 80 thousand dollars on this Versace coat that looks like a banana to Rorschach test look this is someone spending eighty thousand dollars to breathe but the fact that so many people have money trouble is not really surprising what may surprise you is the extent to which seriously delinquent debts have now given birth to an entire debt buying industry when most consumers get a call and say I'm calling your Bank of America debt you assume that it's someone a Bank of America but what happens is Bank America's sold off that debt for pennies on the dollar years ago and it's been bought and sold and bought and sold bought and sold most of the big banks do it and not just banks but payday loans book club membership gym fees auto loans every year billions of dollars of this debt is sold off cheap it's true debt buying companies like these that you've probably never heard of have amassed a huge amount of Americans debt in fact the largest encore Capital Group which has these subsidiaries tell investors that one in five consumers either owes the money now or has owed the money in the past which is incredible because that means statistically one member of Evanescence owes or has old encore money and I think we all know who that would be it would be guitarist and backing vocalist Troy McCall horn huh but as you will see almost every step of how this industry is allowed to operate is problematic and let's start at the very beginning let's say you have a thousand dollar credit card debt that you can't pay at a certain point your bank might write off the full thousand dollars on its taxes and then to make just a little extra money sell it off to a debt buyer for a tiny...